How does the insurance claim process work if I am injured?
The insurance process works in two different ways. The first way is that a claim is made against my client’s own personal injury protection or PIP portion of their policy. For the first $10,000 of any accident, the injury bills or medical bills are made against my client’s own PIP. Then, another claim is made against the at-fault driver’s insurance for any additional medical bills that they have in excess of $10,000.