What is the purpose of obtaining uninsured or underinsured motorist coverage?
Uninsured or underinsured motorist coverage is extremely important. The reason is, is that there are so many drivers in Florida who operate vehicles with little to no insurance whatsoever. Uninsured or underinsured motorist coverage is coverage that a driver purchases themselves to cover in the event they are hit by an uninsured motor vehicle. In other words, if a person is involved in an accident, and they’re not at fault, but the at-fault driver has little to no insurance, their own insurance will then kick in and take over and pay for their damages and their injuries.