Who pays for my injuries if I am injured in a Florida car accident?
In a Florida car accident, the first $10,000 of any accident is paid by the client’s own personal injury protection or PIP insurance. PIP insurance is Florida’s at fault or no fault driver’s insurance. In other words, it pays for the client’s own damages up to $10,000. After that, the at fault driver’s insurance takes over and they pay the remainder, however much that is, up to their policy limit.