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Why Truck Accident Cases Take Longer to Resolve

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Semi-trucks are unique from other vehicles on the road. They are much larger, much heavier, and the insurance policies that cover them are also of much greater value than those of smaller vehicles. All of these reasons combined mean that if you are in an accident with a semi-truck, it may take longer to settle than if you were involved in a crash with a smaller vehicle. Knowing why your truck accident case is taking so much longer can help you remain patient so that you receive the full settlement you deserve.

Determining Fault

Florida is a no-fault auto insurance state. This means that if you are in an accident, you can file a claim with your own insurer and receive at least $10,000 in personal injury protection (PIP) damages if you only purchased the minimum requirements. You do not have to prove which party was at fault for the crash to receive these accident benefits.

Truck accidents are much different than crashes involving only two small vehicles. The damage done and the injuries sustained are extensive. The minimum limit of $10,000, which most drivers carry, is not enough to fully cover the cost of a truck accident. Due to this, the Florida statutes allow truck accident victims to pursue a personal injury claim against a negligent driver when the limits of PIP are not enough.

When pursuing a personal injury claim, you must prove that someone else was at fault for the crash. This is a difficult task in any accident claim, but it becomes even more challenging during a truck accident case. Truck accident cases often involve more than one negligent party, and the person to blame for the crash may not have even been at the accident scene. Negligent parties in truck accident cases include the truck driver, the trucking company, the truck manufacturer, and more. It can take some time to determine who was really at fault, and collect evidence to prove it.

The Extent of Injuries

Everything is different in a truck accident case, and this holds true for your injuries, too. Trucks are much larger and heavier than standard passenger cars. When they are involved in a crash, the injuries are some of the most severe and catastrophic.

You must understand the full extent of your injuries before you file a truck accident claim. You must know how serious they are, the prognosis, and how much they will cost to treat throughout the entire recovery period. If you do not, you may file a claim that does not seek the full amount of damages you deserve. When that happens, you cannot go back and ask for more in the future and will end up paying out-of-pocket for some expenses. It is always worthwhile to remain patient and understand the severity of your injuries, even if it takes a little longer.

Our Florida Truck Accident Lawyers can Help with Your Claim

No one should ever rush through an accident claim, as this can lead to receiving a lower settlement that will not cover all damages. At Eighmie Law Firm, P.A., our Port St. Lucie truck accident lawyers understand this and will take the time your claim deserves to help you recover a fair settlement. We also know that you need compensation for your medical bills and lost income now, so we will work as efficiently as possible to get you the financial help you need. Call us today at (772) 905-8692 or contact us online to schedule a consultation.

 

Resource:

flhsmv.gov/insurance/

https://www.eighmielawfirm.com/the-three-periods-of-rideshare-use-and-the-insurance-that-covers-them/

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